Former Business Owner Alleges National Bank Wrongful Garnishment

Abilene Federal Courthouse
Abilene Federal Courthouse
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Shaneika Goodman has filed a compelling lawsuit against PNC Bank, N.A., Padfield & Stout LLP, and two attorneys, Jessica N. Alt and Evan A. Moeller, in the United States District Court for the Northern District of Texas on December 3, 2025. The complaint accuses the defendants of unlawfully garnishing over $121,370 from Goodman’s personal bank account without proper legal authority or notice. This case highlights significant allegations of procedural misconduct and constitutional violations that could have far-reaching implications.

According to the court documents, Shaneika Goodman alleges that PNC Bank obtained a default judgment against her through invalid service methods, including an unauthorized Instagram direct message. The complaint states that the defendants falsely claimed to have served Goodman’s company, 700 Credit Builder LLC—a Maryland-based entity—through the Texas Secretary of State, despite it not being registered in Texas. “Defendants not only misrepresented service to the court but never obtained jurisdiction over Plaintiff or her Maryland LLC,” Goodman asserts in her filing. As a result of these actions, she claims her exempt trust funds were wrongfully seized while she was dealing with personal hardships such as her father’s terminal illness and her pregnancy.

Goodman is seeking declaratory relief to have the judgment declared void due to lack of proper service and jurisdiction. She also demands compensatory damages exceeding $200,000 for financial losses and emotional distress caused by what she describes as fraudulent and unconstitutional actions by the defendants. Additionally, Goodman seeks punitive damages for malicious conduct and restitution of all seized property. Her complaint outlines several legal violations including fraud under Texas common law, conversion of funds, civil conspiracy under federal and state law, abuse of process, wrongful garnishment of exempt funds, and intentional infliction of emotional distress.

The legal battle is further complicated by Judge Don Pierson’s denial of Goodman’s motion to vacate the default judgment on October 29, 2025. Judge Pierson stated that his court lacked jurisdiction to hear the motion. Consequently, Goodman has turned to federal court for relief under 42 U.S.C. § 1983 due to what she claims is a deprivation of property without due process.

Representing herself pro se in this complex litigation landscape is Shaneika Goodman from Little Elm, Texas. On the opposing side are attorneys Jessica N. Alt from Padfield & Stout LLP based in Fort Worth and Evan A. Moeller from Adams and Reese LLP located in Houston who represent PNC Bank’s interests.

Source: 325cv03320_Shaneika_Goodman_v_PNC_Bank_Complaint_Northern_District_of_Texas.pdf



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